Banking doesn’t have to be a chore — PNC proves that. With over 10 ATMs and six branches spread throughout Ann Arbor, it’s easy to make a deposit or get some quick cash. The bank’s app streamlines services, allowing customers to transfer money and check balances on the go. This is the perfect first bank, since PNC’s Virtual Wallet Student helps Wolverines grow their savings and create a budget through calendar tools, online statements, no minimum balance, free wire transfers and no monthly service charge. Ann Arborites love PNC, too, for its convenience, benefits and customer service. PNC also makes it easy to access your account while traveling — there are 2,600 branch locations and 9,000 ATMs in 19 states. When it comes to something as important as money, you want a company you can rely on, and PNC is nothing if not dependable. Also, they’ve got a sense of humor: Since 1984, they’ve made the Christmas Price Index, which records the costs of the objects listed in “The Twelve Days of Christmas.” If your bank can’t tell you how much ten lords-a-leaping will cost, it’s time to switch.